first_img 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The word “merger” can incite a variety of feelings, emotions, and opinions from credit union leaders. Ideally, credit union board and executive team members have steadily been working to build an organization which is financially healthy and contributes positive benefits to its members, community, and employees.All too often, however, successful credit unions disregard potential mergers, which can result in significant loss of opportunities down the road. In fact, according to the NCUA’s recently released video Credit Union Mergers: Trends and Warning Signs, 47% of merging credit unions had a loss of membership for three years prior to merger, and 54% of merging credit unions operated at a loss for three years before merging.Herein lies the question: When should you, as a credit union leader, consider a merger that will optimize the value of your financial institution? continue reading »last_img read more

first_imgTHE Indian U-19 cricket team defeated Papua New Guinea (PNG) by 10 wickets in their ICC U-19 Cricket World Cup group stage game at Bay Oval yesterday.Chasing a modest target of 65, Prithvi Shaw’s half-century was enough to clinch the game. Earlier, Anukul Roy took five wickets while Shivam Mavi scalped two as India bowled out PNG for 64 runs 21.5 oversThe Prithvi Shaw-led side opened their World Cup campaign with a convincing win over the Australian U-19 cricket team. Papua New Guinea started their campaign with a loss to the Zimbabwe U-19 cricket team. Table-toppers India will next play Zimbabwe on Friday.Scores: India Under-19 67 for 0 in 8 overs (Shaw 57*) beat Papua New Guinea Under-19 64 (Roy 5-14) by ten wickets.Meanwhile, Pakistan Under-19 scored their first win of the World Cup, a nine-wicket thumping of Ireland Under-19 in 37.4 overs in Whangarei.Fast bowler Shaheen Shah Afridi, who has best innings figures of 8 for 39 in first-class cricket, routed them for 97 by taking 6 for 15 in 8.5 overs.Left-arm spinner and captain Hasan Khan claimed three wickets too, as Ireland were dismissed in 28.5 overs. Joshua Little’s 24 at No. 8 was Ireland’s only score above 20.Pakistan’s top order made short work of the target. Opener Muhammad Zaid Alam smashed 43 off 19 balls, while Hasan made 27 off 21 deliveries at No. 3. The chase was done in 8.5 overs, for the loss of only their wicketkeeper-batsman Rohail Nazir, who made 18 off 14 balls.Scores: Pakistan Under-19 98 for 1 in 8.5 overs (Zaid Alam 43*) beat Ireland Under-19 97 (Afridi 6-15, Hasan 3-16) by nine wickets.last_img read more

first_imgGeocoin front and backA panel of Lackeys will use your comments to help decide the Geocacher of the Month award on August 20, 2011 at the Geocaching Block Party in Seattle, Washington, USA. Each Geocacher of the Month will receive an exclusive special edition ”Geocacher of the Month” Geocoin along with a Geocacher of the Month hat and certificate acknowledging their contributions signed by the founders of Geocaching.com: Jeremy Irish, Bryan Roth and Elias Alvord.If you know an outstanding geocacher who should be the Geocachers of the Month, send an email to [email protected] Every nomination must meet the following requirements. Please include your name, the name of your nominee, their username, at least one picture of the nominee and description (in 500 or fewer words) explaining why he or she deserves to be the Geocacher of the Month. Please inform your nominee that you’ve submitted them for the award. Nominations for the September Geocacher of the Month must be received by September 3rd.Once we have received all of the nominations, we will choose the top candidates and post them on the blog. You will then get a chance to champion your favorite. Our goal is to involve the entire geocaching community in this process so we might learn from each other. haksu10 (Member since 2006)haksu10Nominated by ZeroOne: “When I read about your Geocacher of the Month project, I naturally started thinking who would be the most suitable Finnish cacher for the nomination. It took me a while because the person is so humble, but when it came to me it was obvious: username haksu10.Haksu10 is extremely devoted to the Finnish geocaching community — I dare to say there’s no one more devoted than him. He has single-handedly created and is constantly developing the geocache.fi site, used by most Finnish geocachers daily.I don’t know when, but in the middle of maintaining the site haksu10 also seems to find the time to occasionally go geocaching. Last summer it almost cost him his life, though. He was bitten by a poisonous snake and was hospitalized. Luckily he recovered in a few days and was back developing the site. Haksu has already found almost 2000 caches and owns almost a hundred caches. The most special of his caches is probably GC16QCH Haksulandia.. What makes it special, though, is that it is located at haksu10’s yard. According to the description, the cache is equipped with an electric outlet in case you need to charge anything. Call before you arrive (or just ring the doorbell) and haksu10 will make you some coffee.”Dale & Barb(Members since 2006)Dale n BarbNominated by Joshism: “I am nominating  ‘Dale n Barb.’ Dale and Barbara have been very active in geocaching for several years.  They have organized or assisted in numerous events with both their Space Coast Geocaching Association and the larger Florida Geocaching Association.  I live more than hour’s drive away, but still attend their events; I know many more who drive even farther.  They have worked with parks and the geocaching community, including numerous CITO events.  They are the owners of “A Cool Cache” (GC15RQB): the most Favorited non-Virtual in the state of Florida. They encourage others to “Take Pride In Your Hide” and live that motto, with thoughtful well-maintained hides that have never disappointed me.  They are a huge asset to the Florida geocaching community in every way possible.”De broekies(Member since 2006)De broekiesNominated by kdv, Marcel en Micha (and two others).kdv writes, “I would like to nominate “De broekies.”  They are spending most of their spare time helping the Dutch (and international) geocaching community enjoy their geocaching experiences even more. They run a successful geocaching website (www.globalcaching.eu) and offer a lot of functionality and fun to all its users and guests.They often give away Geocoins and other stuff to visitors. Plus they often help out other websites too, hosting items that require special technical knowledge, for instance to run a Geocoin race. And I have never even met him in person!  Robert is just a great person, and I can honestly not think of anyone more deserving of this title. Actually, Geocacher of the Decade would be even more appropriate!Marcel en Micha writes,”With this email I would like to nominate Robert of the Broekies for Geocacher of the Month. The reason I would like to nominate him is for his outstanding commitment to the Dutch geocaching community.  I think he is a good example of how to make the geocaching community a better place. Every country in the world should have a ‘Robert’.” SharePrint RelatedFeatured Geocacher of the Month Nominees – Add Your CommentsSeptember 9, 2011In “Community”Featured Geocacher of the Month Nominees – Add Your CommentsOctober 13, 2011In “Community”February Featured Geocacher of the Month Nominees – Add Your CommentsMarch 1, 2012In “Community” Geocacher of the Month GeocoinGroundspeak needs your help acknowledging a geocacher each month that stands out by inspiring other geocachers with their innovation, creative hides and/or logs, respect for the environment, and helpfulness. More than a hundred geocachers submitted outstanding nominees from around the world.The Geocacher of the Month celebrates geocachers for their contributions.  A panel of Lackeys had the difficult task of selecting four of the most outstanding nominees. You can help name one of these nominees the “Geocacher of the Month.”Each geocacher you see below displays extraordinary geocaching qualities including generosity and  inventiveness. Write a comment on this blog post about which of these three geocachers you’d like to see as the first “Geocacher of the Month.”  All those not awarded or nominated are encouraged to submit nominations again next month.Read the testimonials below and leave a comment with your suggestion. Some testimonials have been edited for length. Share with your Friends:Morelast_img read more

first_imgWhile it is relatively cheap to get a web startup off the ground these days, other industries aren’t as lucky. Take green-tech or medical technology for instance; at TED this year Bill Gates said that the minimum investment the world needs to create sustainable eco-friendly renewable energy is “only” in the range of hundreds of millions of dollars – and that’s just to get started. It’s industries like these that require Angel and VC investments at the early-stage level to get significant innovations off the ground, and a government tax credit proposed for angels in Minnestoa could encourage them to dole out more cash for high-tech ventures.Earlier this month in St. Paul, “witness after witness” spoke in support of a bill that would create $32 million in tax credits available to angel investors, writes Thomas Lee of MedCity News. “Entrepreneurs, investors, university officials, industry groups warned lawmakers that the lack of early stage capital meant innovative start-ups in Minnesota would either die or move to another state,” Lee adds.With a growing community of medical innovation, Minnesota is attempting to play catch-up with its neighbor state Wisconsin whose similar tax credit has provided rocket fuel for innovation. Lee quotes a report from the Wisconsin Angel Network which says that angel investments and number of deals tripled in the first three years of the state’s program. He adds that three bio-tech spin-offs from the University of Wisconsin were bought for more money in the last three years than in the last 25 years of Minnesota-based university spin-offs.“VitalMedix Inc., a promising drug company from the University of Minnesota, recently moved to Hudson, [Wisconsin]” Lee says. Hudson is just across the Minnesota/Wisconsin border less than 20 miles from St. Paul. “Miromatrix Inc., based on the work of Dr. Doris Taylor, warn they will leave the state if they can’t find angel financing.”One reason for the success of similar credits in other states is that it acts as an insurance for angels when they make risky investments. Most innovation is a risky investment because it’s an unproven model, and providing a tax credit safety net for the angels could provide the much-needed investment dollars to the companies with tomorrow’s innovations. Should state governments be putting aside money to backup their local angel investors? Or are there better, cheaper ways to boost innovation? Will we ever see anything like this for Internet startups? Let us know your thoughts in the comments. Tags:#start#startups Top Reasons to Go With Managed WordPress Hosting Related Posts A Web Developer’s New Best Friend is the AI Wai…center_img Why Tech Companies Need Simpler Terms of Servic… chris cameron 8 Best WordPress Hosting Solutions on the Marketlast_img read more

first_imgNEW YORK, N.Y. – In one of the biggest crackdowns on the corrupting role of money in college basketball, 10 men — including a top Adidas executive and four assistant coaches — were charged Tuesday with using hundreds of thousands of dollars in bribes to influence star athletes’ choice of schools, shoe sponsors, agents, even tailors.Some of the most explosive allegations appeared to involve Louisville, one of college basketball’s biggest powerhouses, which is already on NCAA probation over a sex scandal.Federal prosecutors said at least three top high school recruits were promised payments of as much as $150,000, using money supplied by Adidas, to attend two universities sponsored by the athletic shoe company. Court papers didn’t name the schools but contained enough details to identify them as Louisville and Miami.“The picture of college basketball painted by the charges is not a pretty one,” said acting U.S. Attorney Joon H. Kim, adding that the defendants were “circling blue-chip prospects like coyotes” and exploited them to enrich themselves.Prosecutors said that while some of the bribe money went to athletes and their families, some went to coaches, to get them to use their influence over their potentially NBA-bound players.The coaches charged are Chuck Person of Auburn, Emanuel Richardson of Arizona, Tony Bland of Southern California and Lamont Evans of Oklahoma State. Person and Evans were suspended, and Bland was placed on administrative leave.Bland appeared in court in Tampa, Florida, wearing handcuffs and ankle chains. He said little during a brief hearing other than to answer the judge’s questions and did not enter a plea.Richardson appeared in court in Tucson, Arizona, where he was set for release on $50,000 bond. His lawyer declined to comment.Those charged also include James Gatto, director of global sports marketing for basketball at Adidas; Rashan Michel, a maker of custom suits for some of the NBA’s biggest stars; and various financial advisers and managers.NCAA President Mark Emmert condemned the alleged misconduct, saying, “Coaches hold a unique position of trust with student-athletes and their families, and these bribery allegations, if true, suggest an extraordinary and despicable breach of that trust.”Since 2015, the FBI has been investigating the influence of money on coaches and players in the NCAA. Kim noted a special FBI hotline was set up and asked anyone aware of additional corruption to come forward.Prosecutors said the coaches took bribes to use their “enormous influence” to steer players toward certain financial advisers and agents.Most if not all of the 10 defendants were under arrest. Lawyers for Gatto and two of the coaches did not immediately respond to requests for comment. It was unclear whether Evans had an attorney.Adidas said it was unaware of any misconduct by an employee and vowed to fully co-operate with authorities.Gatto and others are accused of funneling $100,000 to the family of a high school athlete to gain his commitment to play at Louisville and to sign with Adidas once he became a professional. Louisville and Adidas announced a 10-year, $160 million extension of their sponsorship deal over the summer.The player’s name was not released, but details in the criminal complaint make it clear investigators were referring to Brian Bowen, who did not return messages seeking comment.Louisville coach Rick Pitino said the allegations “come as a complete shock to me.”The development comes as Louisville is appealing a four-year NCAA probation over a scandal involving escorts hired for players and recruits. The scandal could cost the school its 2013 national championship.In court papers Tuesday, the FBI said it recorded a July meeting at which an assistant coach at Louisville was briefed on a plan to funnel thousands of dollars to a potential high school recruit. The participants in the meeting noted they had to be careful because Louisville was on probation.“We gotta be very low key,” said the coach, according to the FBI.Investigators said agents wiretapped a call in which Gatto and another defendant discussed an unidentified coach at Miami requesting that Adidas pay as much as $150,000 to another recruit, in part to prevent him from accepting a similar offer from a rival apparel company.Louisville interim President Gregory Postel confirmed the university has been informed it is part of the investigation and said, “Any violations will not be tolerated.”Miami said it will co-operate with authorities, while USC said it appointed former FBI Director Louis J. Freeh to conduct an internal investigation.The investigation began after Martin Blazer, a Pittsburgh-based financial adviser to pro athletes, began co-operating with authorities in 2014. Blazer, accused by the Securities and Exchange Commission of taking money from clients without permission, pleaded guilty this month to fraud and other crimes.He admitted making payments and loans to NCAA athletes as far back as 2000 to get them to hire him.Person, associate head coach at Auburn, was drafted by the Indiana Pacers in 1986 and played for five NBA teams over 13 seasons.Prosecutors said Person accepted about $91,500 in bribes from Blazer last year to steer clients to him when they reached the NBA. Some payments were alleged to have been arranged by Michel, a former NBA referee turned high-end clothier.Person was quoted by prosecutors as telling one player: “The most important part is that you … don’t say nothing to anybody … don’t share with your sisters, don’t share with any of the teammates, that’s very important ’cause this is a violation … of rules. But this is how the NBA players get it done.”Prosecutors said Evans solicited at least $22,000 over the past two years, while Richardson in February was paid $20,000 in bribes, some of which he kept for himself and some of which he gave to at least one high school athlete to get him to play for Arizona.___Associated Press writers Fred Goodall in Tampa, Florida, Gary Graves in Louisville, Kentucky, Larry Lage in Detroit and Fred Lief in New York contributed.last_img read more

first_imgCALGARY – Encana Corp. has an agreement to sell its San Juan assets in New Mexico to a Denver-based company for nearly $615 million.The Calgary-based oil and gas producer’s San Juan assets include lands that produce the equivalent of 5,400 barrels per day of oil.Denver-based DJR Energy, LLC says the US$480-million acquisition will about double its land in the San Juan Basin to 350,000 net acres (141,639 hectares) and increase its production to more than 6,000 barrels per day.DJR is an exploration and production company formed in April 2017 with funds from Trilantic Capital Management LP, Waveland Energy Partners and Global Energy Capital.The sale is expected to close in the fourth quarter of 2018 with an effective date of April 1, 2018.Companies in this story: (TSX:ECA)last_img

WESTERN CONF. TEAMRECORDWIN %EASTERN CONF. TEAMRECORDWIN % Conference48-5447.1Conference54-4852.9 Spurs5-455.676ers5-455.6 Timberwolves2-340.0Wizards4-450.0 Trail Blazers2-340.0Pacers4-450.0 Suns3-442.9Magic4-450.0 INTERCONFERENCEINTERCONFERENCE Source: Basketball-Reference.com Warriors7-277.8Pistons5-183.3 The East is better than the West (for now)Records from games between teams in the Eastern and Western Conferences in the 2017-18 season Thunder5-183.3%Celtics5-0100.0% Nuggets6-366.7Bucks4-266.7 Grizzlies0-40.0Nets3-633.3 Mavericks2-340.0Hornets3-350.0 Jazz2-528.6Heat3-442.9 Lakers3-537.5Cavaliers2-250.0 Kings1-712.5Hawks2-340.0 Rockets6-275.0Raptors6-366.7 For most of this millennium, the West has ruled the NBA with zero debate, boasting a long list of superstar players, including Tim Duncan, Kevin Durant, Steph Curry, James Harden and Russell Westbrook, to name just a few. Meanwhile, in the East, there has been LeBron James — and 14 teams that each year served essentially as LeBron James cannon fodder. The NBA’s lopsided conference balance seemed to grow even more drastic this summer, when we saw a migration of top NBA talent from the East to the West. As we detailed at the time, 22 of the league’s 30 best players started the 2017-18 season out West — the largest such number for one conference since the 1970s — after the likes of Jimmy Butler, Paul George and Paul Millsap were all either traded to or signed with Western teams.But about a month into the season, something odd is happening: The East is flipping the script.When the Celtics beat Golden State on Thursday, they cemented themselves (not LeBron’s Cavaliers — who have been mediocre so far) as the hottest team in the NBA right now.1The Celtics beat Atlanta on Sunday for their 15th straight win. And Boston isn’t the only Eastern Conference team off to a good start this season. So far, the East has a 54-48 record against the West in interconference games — a stunning development after an offseason spent fretting about how the West would dominate to an unprecedented degree.Conference disparity has long been an NBA talking point — in the 2015 playoffs, the No. 8 seed in the West would have been the No. 6 seed in the East, and just a year earlier, the West’s eighth seed had a better record than the East’s third seed. It’s an issue that was a hot topic around the league before the most recent exodus — and one that commissioner Adam Silver has publicly stated will continue to be looked at. Since 1999, there’s been only one season (2008-09) in which teams in the East have finished with a winning percentage above .500 against teams in the West. The player inequality of this offseason appeared to only pile on to the league’s growing problem.But as Silver and his team were mulling possible solutions, the league started playing games — and somehow the East began to hold its own (and then some). Through the opening month of the season, the East has won 53 percent of its games against the West, talent exodus be damned. And it’s not as if the best in the East has just been beating up on the worst in the West: According to our Elo model, Eastern Conference underdogs are 31-30 in cross-conference games so far this season — about 12 games better than the Elo ratings said they “should” be. Pelicans4-357.1Knicks4-266.7 Clippers0-50.0Bulls0-60.0 This isn’t by any means enough of a sample size to conclude that the conference imbalance is over, but you can already say that the East has far exceeded any preseason predictions. Before the season, Elo predicted that certain teams at the top of the East would have enough talent to jostle with the top teams in the West — and sure enough, Boston and Toronto have stood out so far. But others — we’re looking at you, Cleveland — haven’t. Instead, it’s been the likes of the Pistons, the Knicks and the Sixers, whose win totals FiveThirtyEight projected to be in the lower half of the league, that have beaten our projections most and outperformed their counterparts in the West. The dregs of the East simply aren’t the pushovers we’re used to them being in recent seasons.A wild start to the season may have helped as well. So far in 2017-18, Elo favorites have won only 60 percent of their games, which — if it holds up — would shatter the 2001-02 season’s mark (64 percent) for the lowest winning percentage by favorites since the 1976 ABA-NBA merger. This topsy-turvy NBA season has been ripe for conference balance to be flipped on its head.Either way, there’s plenty of basketball left to be played — and reason to think things will even out before season’s end. First and foremost, the talent disparity favoring the West hasn’t really gone anywhere; even though some East players are performing above expectations, all the players who departed the East for the West should start asserting themselves eventually. Another sign the balance may tip back into the West’s favor: The West is still outscoring the East by an average of 0.3 points per game in cross-conference games, despite its sub-.500 record. And we’ve been here before — at this stage of the 2015-16 season, the East was also above water, and it ended up getting humbled over the rest of the schedule.So the East still may not actually be better than the West. But it will only need to finish the season at a .492 clip (roughly 40 wins in an 82-game season) to end with a .500 record against its counterpart. Given all the factors working against it going into the year, that might be the single most astonishing thing that happens during the entire 2017-18 NBA season.Check out our latest NBA predictions. read more

first_imgJames Rodriguez is confident that Colombia can reach either the semi-finals or the final of the upcoming World Cup in Russia this summerThe Bayern Munich loan star was one of the standout performers in the previous World Cup in Brazil as Colombia surged past Uruguay to reach the quarter-finals of the tournament for the first time in their history, before losing 2-1 to hosts Brazil in that round.Rodriguez, who also won Adidas Golden Boot award for his goal against Brazil, is confident that Colombia can build on the previous tournament and go even further in this summer’s World Cup.“I want to have a good World Cup and help my team-mates get to the semi-finals or the Final,” said the 26-year-old, according to FIFA.“Why not?”.James Rodriguez, Real MadridZidane hails ‘quality’ James Rodriguez after Real Madrid’s win Andrew Smyth – September 14, 2019 Zinedine Zidane reserved special praise for James Rodriguez after his starring role in Real Madrid’s 3-2 win over Levante.Colombia has been drawn in Group H, where they will face Japan, Poland and Senegal.But Rodrguez would not mind facing world champions Germany after the group stages of the tournament.“It would be great,” said Rodriguez.“But that’s a long way away – we need to take things step by step.”The midfielder is Colombia’s third all-time leading goalscorer on 21 goals behind Radamel Falcao (29) and Arnoldo Iguaran (25).last_img read more

first_imgWayne Rooney has revealed his final days at Manchester United were embarrassing.The Manchester United all-time top scorer insists his failure to start the club’s league cup final against Southampton and the UEFA Europa League final against Ajax convinced him his time at the club was over.Despite having a bit-part role in manager Jose Mourinho’s squad, the former England international remained the captain as well as a living icon during his final season at Old Trafford.However, his reduced status in the dressing room meant Rooney was ’embarrassed’ to lift both trophies.Rooney told Sky Sports: “I came on for one minute in the Europa League final. I was about to come on against Southampton in the League Cup final, and in those moments it was embarrassing.“It was getting to a point where I was embarrassed. I thought “I can’t keep doing this”, as hard as it was to leave United.”harry maguire, manchester UnitedMaguire says United need to build on today’s win George Patchias – September 14, 2019 Harry Maguire wants his United teammates to build on the victory over Leicester City.During the summer, Harry Maguire was referred to as the ultimate…“In the Southampton game, [manager Jose] Mourinho came to me and said: ‘I want you to lift the trophy.’ I was like: “Well, I didn’t even play in the game.’”“He was persistent with it, and I literally lifted it and moved it on. What was I doing? I need to move on and go somewhere else.”Rooney called time on his United career in the summer of 2017, joining his boyhood club Everton with Romelu Lukaku moving in the other direction in a separate deal.However, his time at Goodison Park would be equally difficult and he made the move to the MLS this summer.He enjoyed an impressive campaign in the United States and his family have flourished in their new environment.last_img read more

first_imgHowever, hours fished with set gillnets in the Kasilof Section within 600 feet of shore do no apply to the weekly hourly provisions in the Kenai River Late-Run King Salmon Management Plan. The passage estimates of sockeye salmon are increasing in the Kasilof River. Facebook0TwitterEmailPrintFriendly分享The Department of Fish and Game has announced the opening for set gillnetting in the Kasilof Section of the Upper Subdistrict within 600 feet of the mean high tide mark on the Kenai Peninsula shoreline from 5:00 p.m. until 11:59 p.m., today. According to the DF&G, more than 15,000 sockeye salmon are estimated to have passed the Kasilof River sockeye salmon sonar counter on July 17, and through 12:00 noon today.last_img