first_imgPart one of my Finovate recap focused on a pair of big ideas intent on upending conventional fintech wisdom.Innovation in banking often is evolutionary rather than revolutionary, however, and more of this year’s showcase tilted toward market-ready solutions offering incremental improvements to existing models, including several with particular relevance for credit unions.Much attention was devoted to the monetization (and de-papering) of the mortgage process:• AI Foundry suggests that while it’s fairly easy to get to “yes” online, conversion issues emerge during the follow-up paperwork.The firm’s Agile Mortgage product applies machine learning to provide greater insight to application status—for both the applicant and loan officer—during the remainder of the trail. continue reading » 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

first_img “So for me a number 10 is a very special player in my team, when I play with a number 10, which in Chelsea in the last period we are doing. “In my first period here we played without a number 10. We played with two number eights. In a system of two midfield players and a number 10, I demand a lot from a number 10. “Every position is important, but it’s an important position.” Cesc Fabregas, Willian and Oscar have all played in the central playmaking role this term, but often Chelsea’s attacking midfield three are fluid, interchanging positions within a game. Willian has scored six times this season, all from direct free-kicks. The Brazilian’s performances have been among the few bright points for the Blues. “The difference between last season and this season is that he scores free-kicks,” Mourinho said. “He was phenomenal last year. He’s phenomenal this year. The only difference is that he found a way to contact the stopped ball, where he becomes very dangerous.” Willian signed from Anzhi Makhachkala in August 2013 despite having already undergone a medical at Tottenham, but Mourinho refused to rub Spurs’ noses in it. “They lost a very good player in Willian, they got a very good player in (Christian) Eriksen. They move on. They did well,” Mourinho said. Press Association Asked if Hazard can emulate Deco and Wesley Sneijder as Mourinho’s favourite playmakers, the Blues boss said: “As a number 10? I don’t think so. “I like a number 10 to score goals. I like a number 10 to get in the box. I like a number 10 to score Oscar goals against Maccabi. “A number 10 for me is an eight-and-a-half when the team loses the ball and a nine-and-a-half when the team has the ball.” Hazard is yet to score in 20 appearances this season, but netted 19 times in all competitions last term. Manager and player have different ideas of a number 10’s role. Mourinho refused to disclose the thoughts of Hazard, who idolised Zinedine Zidane growing up, but is not physically of the same stature, but described his own vision of a number 10. “We have different concepts of number 10. Me and him,” added Mourinho, who has criticised and praised Hazard since returning to Chelsea. “For me a number 10 does a lot of things, with the ball and without the ball. Eden Hazard will never be Jose Mourinho’s perfect number 10. The Chelsea manager has warned Hazard, the Belgium playmaker whose performances have dipped from the award-winning displays of last term, that the central playmaking role is not for him ahead of Sunday’s Barclays Premier League clash at Tottenham. Hazard says he persuaded Mourinho to play him centrally in last week’s win over Norwich, but the Portuguese believes the 24-year-old is more effective on the left wing, where he was deployed to devastating effect last term. last_img read more

first_imgLet the viejos playFox’s coverage of the World Series will surely highlight the outstanding seasons from Astros DH Yordan Alvarez, 22, and Nationals left fielder Juan Soto, 20. They are doing things few players their age have ever done. They are also having miserable postseasons.Alvarez – “not Josh Fields,” if you prefer to wallow in misery – went 1 for 22 with 12 strikeouts in the ALCS. Soto, since his home run against Clayton Kershaw in the NLDS, is slugging .250. At the risk of cherry-picking a data point to feed a narrative, I feel compelled to mention that the Dodgers’ Cody Bellinger, 23, followed his 115-RBI regular season with zero RBIs in the NLDS. Let the kids play – but maybe move them down the lineup for a spell.Meanwhile, we’ve seen more than a few veteran hitters rise to the occasion this month: Howie Kendrick, Anthony Rendon, Jose Altuve, DJ LeMahieu, Russell Martin. The value of veterans was never lost on executives with World Series aspirations, but if we’re going to highlight the hitters who have thrived in this unusual environment, start with los viejos.So much for base-stealing’s big comeback Newsroom GuidelinesNews TipsContact UsReport an Error Back in August, I extolled the virtues of modern base-stealing theory. The correlation between winning and stolen base percentage offered hope that some team might run its way to a championship in 2019. That was wishful thinking on my part. The playoffs have told a different story. With so few baserunners to begin with, the art form has ceded center stage. Don’t call it a comeback – no, really, don’t.Washington ranked among the best teams in stolen-base efficiency during the regular season. (The Nats also ranked well in FanGraphs and Baseball Prospectus’ base-running metrics.) Yet they haven’t attempted a steal in 10 playoff games. The Astros were neither adept at base-stealing or base-running in the regular season. Will the Nationals’ running game allow them to close the gap on the World Series favorites? Probably not.Managers Dave Martinez, 55, and A.J. Hinch, 45, are seasoned, albeit in different ways.Houston is Hinch’s second managerial stop. He managed the moribund Arizona Diamondbacks teams of 2009 and 2010. Now in his fifth season in Houston, Hinch already has a World Series ring, which he won in 2017.Martinez is only in his second season with the Nationals, but he spent the previous 10 seasons as Joe Maddon’s bench coach – first in Tampa Bay, then in Chicago. He was passed over for seven manager’s jobs, including both the Astros (in 2012) and the Nationals (in 2013), before succeeding Dusty Baker in D.C.Both men weathered adversity to arrive in their current positions. That doesn’t necessarily herald a trend – a rookie manager, Alex Cora, guided the Red Sox to a championship in 2018 – but it might reinforce one already in motion. Andy Green, Gabe Kapler and Mickey Callaway were all recently fired from their first manager’s jobs. Ned Yost, Bruce Bochy and Clint Hurdle (average age: 64) have moved on, too. The industry ostensibly believes a manager’s sweet spot lies in the middle: young enough to relate to his players but old enough to possess more than a little prior experience on a big-league bench. Dave Roberts is coming back in 2020, so the Dodgers are sitting this trend out.Homegrown = overblown?The Astros and Nationals are not overly reliant on homegrown talent. In fact, the Astros got 59 Wins Above Replacement this season from players who arrived from other organizations – more than the Dodgers’ 52 WAR altogether. That group notably excludes Houston’s draft-day heists: Jose Altuve, Carlos Correa and George Springer.Similarly, the Nationals acquired key players via any means necessary: the amateur draft (Anthony Rendon, Stephen Strasburg); free agency (Max Scherzer, Patrick Corbin); international free agency (Juan Soto, Victor Robles); and trades (Howie Kendrick, Daniel Hudson). Kendrick and Hudson were each acquired in the middle of a season. Is relying on homegrown talent an overrated strategy?I suspect that question confuses the ends and means of roster-building. One indication of a front office’s acumen is its ability to acquire players wisely by a variety of means. A better indication is winning a World Series.Hey, big wise spenders!The Astros and Nationals rank seventh and eighth in payroll, respectively, according to Spotrac. The Dodgers rank fourth, but be prepared to do some math. Take away the retained salaries of Matt Kemp, Homer Bailey and others, and the Dodgers rank sixth – behind the Nats and Astros, among others. The luxury tax payroll calculation invokes yet another formula.Here too, it’s easy to blur the ends and the means. Payouts to inactive players – Kemp, Bailey, Yaisel Sierra, etc. – are baked into the most commonly cited payroll calculations, so it’s easy to forget that both of this year’s World Series participants outspent the Dodgers on active player contracts. Yet he who spends the most doesn’t always reap the most rewards, though the Red Sox did this exact thing last year.In any event, the Dodgers should have the means to increase their active roster payroll in 2020. By my count, the expiring contracts of Kemp, Bailey and Russell Martin are clearing approximately $37 million from the books. That will renew focus on how wisely they allocate their free-agent dollars this winter. Just know that the Astros and Nationals have set that bar fairly high.-J.P.Editor’s note: Thanks for reading the Inside the Dodgers newsletter. To receive the newsletter in your inbox, sign up here.More readingSkip on by – Former Dodgers broadcaster Kevin Kennedy has launched an eponymous website.Dog days of autumn – Prospect Mitchell White had a rough go in the Arizona Fall League yesterday.Some ’splaining to do – Why did Astros assistant GM Brandon Taubman go out of his way to defend acquiring Roberto Osuna to a group of female reporters, including one wearing a domestic violence awareness bracelet?Box office smash – Between its overwhelming volume of games and in-person attendance, analog measures portray baseball as the National Pastime.Phrasing – An ambiguously worded contract with the Angels might have cost the city of Anaheim $8 million. Scouts vs. stats – The Astros and Nationals take different approaches behind the scenes. center_img Editor’s note: This is the Tuesday, Oct. 22 edition of the Inside the Dodgers newsletter. To receive the newsletter in your inbox, sign up here.The World Series begins tonight. The Astros and Nationals took different paths to reach this point. Now that they’re here, I wanted to take another look at how their success might inspire other teams – including the Dodgers – to replicate the latest ideal of a “championship blueprint” in Major League Baseball.I touched on this a bit in my last newsletter. The Astros and Nationals both feature historically great postseason rotations. Thanks to a deadened baseball, it’s getting harder for hitters to have the same impact on a series as pitchers. Houston, for all its offensive firepower, won the ALCS in six games with a meager .179 batting average and a .600 OPS. Starters are leading the way. The idea of a team “bullpenning” its way to a championship has fizzled by the day.But not every team can count on Hall of Fame-caliber pitchers anchoring their rotation in a given year. What else can we learn from the Astros’ and Nationals’ success?last_img read more

first_img“(I) knew he was weak on the low side, so I knew where I was aiming for,” Cooper said of his breakaway goal, adding that his NHL influences are Claude Giroux of the Philadelphia Flyers and Nathan MacKinnon of the Colorado Avalanche.Leaf coach Mario DiBella was equally impressed with the goal scoring ability of the Leafs recruit.“He’s got a great sense of what to do with the puck and where he wants it to go,” he said.The Thunder Cats, never-say-die attitude found the tying marker about five minutes later thanks to the effort of Liam Plunkett.But Cooper was able to combine with Sanchez for the winning goal that would be the dagger to beat the Thunder Cats.Leaf coach Mario DiBella felt a third-period tilt between Leafs Podgorenko and Colten Witter of the Thunder Cats, that lasted nearly 90 seconds, sparked both sides as the players traded heavy blows equally before Podgorenko registered the knock down.”It was good of him (Podgorenko) to stand up for his teammate.”Podgorenko also commented saying that he thought, “It lasted a little longer than I thought the refs would let us go, but they seemed fine with it.”ICE CHIPS: Nelson, winners of four straight, is now unbeaten in six games. . . . Nelson goalie Josh Williams, playing both weekend games, won his fifth game of the season Saturday. . . .Leaf captain Sawyer Hunt scored the winner Friday double OT to sink Grand Forks. . . . Creston outshot Nelson 33-24. This comes after the Leafs pelted the Grand Forks goal with 55 shots Friday. . . . The next home game for the Nelson Leafs is on Friday, October 6th, when the Leafs play the division rival Beaver Valley Nitehawks. Saturday, Nelson hosts Spokane Braves. Both games puck drop is 7 p.m. Following a 3-2 double overtime win against the Grand Forks Border Bruins Friday night in the Boundary City, the Nelson Leafs were looking for their fourth straight win in five games and the lead in the Neil Murdoch division.But once again the Leafs were pushed in another close game, coming out on top as David Sanchez scored late in the third period to snap a 2-2 tie and power the Nelson to a 3-2 Kootenay International Junior Hockey League victory over visiting Creston Valley Thunder Cats Saturday night at the NDCC Arena.Nelson has been a solid defensive powerhouse with goalie Josh Williams at the helm in the crease with a goals against average of 1.37.However, at the other end of the ice Creston Valley’s Goaltender, Noah Giesbrecht, was no slouch either with a 2.74 goals against average so it was clear from the puck drop this was going to be a goaltender’s duel.The game started rough for the Leafs as the Thunder Cats Struck first, halfway first the second period via the hands of Tyler Witzke, off a rebound to give the visitors a 1-0 lead.But by the end of the second period the Leafs manage to tie the game thanks to Justin Podgorenko who scored his second of the season.The third period started off better for the Leafs as two minutes into the period, Nelson gained the thanks to the silky hands of Ryan Cooper, deking out goaltender Noah Giesbrecht.last_img read more

first_imgEmployment discrimination…defends distinguished career, will not retaliateBy Michael YoungeThe top-ranked candidate who has been overlooked and passed up by the Guyana Elections Commission (GECOM) for appointment as its next Deputy Chief Executive Officer (DCEO), Vishnu Persaud has broken his silence following the revelations and concerns raised by the People’s Progressive Party (PPP)-nominated Commissioners that there may be ethnic and employment discrimination occurring at the constitutional entity.Speaking with Guyana Times on Wednesday, Persaud, who is currently unemployed, said that he was now contemplating his next step following the GECOM decision to not appoint him to serve a second stint as its DCEO even though he was asked to reapply to be considered for the post as a new applicant.Persaud held the post of GECOM’s acting DCEO for over three years, but his contract, like several other senior functionaries’, was not renewed and was allowed to expire since GECOM was without a Chairman following the resignation of Dr Steve Surujbally back in 2016. Surujbally resigned on the heels of discontentment with his leadership and stewardship of the 2015 General and Regional Elections, which were marred by allegations of electoral fraud and discrepancies. The former DCEO demitted office in August last year.“I have still not come to any position as to what to do or not to do. I know that I have to move on, because I have a family to provide for,” Persaud remarked as he explained that he would rather not share his personal thoughts or emotions on the outcome of the process, which is being heavily criticised by several key stakeholders and sections of civil society.Persaud was adamant that GECOM was constitutionally mandated and authorised to hire the appropriate staff with the right skill set to complete various tasks and fill established vacancies. He said, “Whether the Commission is right or wrong, it has made a decision.”Asked whether he felt that the decision taken by the Commission was fair or justified, Persaud said that he “will not go there”, because he does not believe that adopting a confrontational approach would change the course of what has been decided.Questioned further as to whether he believes that some of the arguments put forward for his non-selection or reappointment have any merit, the former DCEO defended his track record.“I have always done my work professionally. I have never had racial or political bias in my work. I have never showed any … and I would not want to make a comment that would cast a shadow on my past record,” he insisted.He also appealed for those who were busy making comments which are false and not factual about his previous stint at GECOM to desist from doing so, as he stoutly defended his performance at every level of assignment.“I would ask those people who are seeking to cast aspersions on my reputation to refrain from doing so and judge me on the basis of what you know of me and not on what is perceived,” he proffered.He denied being involved with any political party or skulduggery during his tenure and argued strongly that he was a career professional and someone dedicated to very high standards.“As far as I am aware, I have never ever been cautioned about a failure to conduct myself in a professional, efficient and disciplined manner…,” he remarked.In addition, Persaud, who also served as GECOM’s substantive Public Relations Officer for well over two years, said that he would not willingly go to the Ethnic Relations Commission (ERC) to file a complaint about GECOM’s alleged discriminatory employment practices.“No. I am not going there,” he said when quizzed on the matter. He maintained that he was focused on finding employment that would put him in a better position to meet the needs of his family following this saga.On Tuesday, for a second time in two weeks, the PPP-nominated GECOM Commissioners walked out of a meeting with the other Commissioners after being disallowed from probing the issue of ethnic composition with GECOM.The Commissioners urgently called a press conference to address that issue and the non-appointment of the top applicant for the DCEO post, who is also of Indian descent, which struck them as a surprise.The PPP GECOM Commissioners – Robeson Benn, Bibi Shadick and Sase Gunraj ,expressed dissatisfaction over the manner in which their concerns are being dealt with by the Chairman of the Commission, retired Justice James Patterson.The GECOM Commissioners also accused the Chairman of the Elections Commission of blatant racial discrimination in the appointment of a DCEO at GECOM.Commissioner Benn has expressed absolute disappointment on behalf of his colleagues at the decision made by the GECOM Chairman to not appoint Vishnu Persaud as the DCEO.Moreover, he maintained that Persaud was the best candidate for the job. In addition, he pointed out that the PPP Commissioners intended to take action and approach the ERC on this issue.last_img read more

first_imgAn Iraqi military spokesman, Brig. Qassim al-Moussawi, called the suicide bombing an inside job, telling state television that an al-Qaida fighter had infiltrated al-Zubaie’s security detachment. Al-Moussawi offered no details, and repeated calls to his office to verify the claim went unanswered. The Interior Ministry, which oversees Iraq’s police forces, said it had no information on that claim. Al-Maliki aide Mariam Taleb al-Rayes also told al-Sharqiyah television the attacker had “infiltrated” al-Zubaie’s inner circle, but did not elaborate. BAGHDAD – Striking at the Iraqi government’s highest-ranking Sunni Arab, a suicide bomber blew himself up among worshippers at the deputy prime minister’s home Friday, seriously wounding the leader and killing at least nine people in a security breakdown that shook the image of a calming Baghdad. Salam Al-Zubaie underwent surgery to remove shrapnel from his abdomen at a U.S.-run hospital. Prime Minister Nouri al-Maliki, head of the Shiite Muslim-dominated government, said his deputy was in serious but stable condition. The bombing, coming just a day after a Katyusha rocket slammed to earth 50 yards from visiting U.N. Secretary-General Ban Ki-moon, starkly emphasized the continuing chaos in Iraq even after the introduction of thousands more American soldiers and six weeks of an extensive security crackdown in the capital. Growing U.S. voter disenchantment with the war, now in its fifth year, prompted a narrowly divided House of Representatives to vote Friday to order the withdrawal of combat troops next year in Congress’ boldest challenge to Bush administration policy. President George W. Bush said he would veto the measure if it passed the Senate and reached his desk. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

first_img0Shares0000AFC Leopards head coach Rodolfo Zapata watches from the touchline during his side’s SportPesa Super Cup match against Tanzania’s Singida United at the Afraha Stadium in Nakuru on June 5, 2018. PHOTO/Timothy OlobuluNAIROBI, Kenya, Jun 6- After their SportPesa Super Cup exit following a 4-2 post-match penalties loss to Tanzanian side Singida United, AFC Leopards head coach Rodolfo Zapata will turn his attention to fighting for the Kenyan Premier League title and quench the club’s two decade wait for the gong.AFC are placed sixth in the standings with 25 points, nine behind leaders Gor Mahia with whom they have a pending fixture against and Zapata believes the race is still wide open and his charges have the ability to dethrone their arch rivals. “I took the team in the middle of the season and it’s not easy. But I am happy that we are still unbeaten in 90 minutes since I came here and the league is still wide open. There are many matches to play and the difference is not very big. We need to keep working,” the coach said.He added; “We need to keep playing good football and keep playing like Leopards; we are a big team and we have to play like one.”Apart from the league, Ingwe are also seeking to defend their Football Kenya Federation (FKF) Shield title having started off with a 2-1 win over third tier side Shabana in the round of 64.AFC Leopards players line up before their SportPesa Super Cup match against Tanzania’s Singida United at the Afraha Stadium in Nakuru on June 5, 2018. PHOTO/Timothy OlobuluLooking back at the SportPesa Super Cup exit against Singida, Zapata was disappointed they could not convert the many chances they created in the match , but still noted he was pleased with the performance of his team.“We dominated the second half and had many opportunities. Singida is a good team and my players did a great job. I have no complains and I am proud of them. Penalties are a lottery and it is different when you take with pressure and under no pressure. In training we were scoring,” the Argentine tactician noted.He added; “We have a lot of young players in the team and I am happy with their effort. I have nothing bad to say about them. This was a good experience for them and Leopards fans can be proud of them.”AFC Leopards players warm up before their SportPesa Super Cup match against Tanzania’s Singida United at the Afraha Stadium in Nakuru on June 5, 2018. PHOTO/Timothy OlobuluMeanwhile, Zapata says he has handed in a few transfer requests to the club’s National Executive Committee, though he says he is generally happy with the squad he has and will not be bringing many players into the side.He has been linked with a number of players from his former Botswana League side Gaborone United, the strongest name in the rumor mills being that of experienced midfielder Dirang Moloi.The club has also been heavily linked to KPL top scorer Elvis Rupia who turns out for Nzoia Sugar, though the forward has hinted he would like to finish the season at the Bungoma based club to avoid disrupting his rhythm.0Shares0000(Visited 1 times, 1 visits today)last_img read more

first_imgCLICK HERE if you are having a problem viewing the photos on a mobile deviceHe’s the Oakland A’s chief operating officer, with a tall order — attracting more fans. So this season, Chris Giles is trying a novel approach on how to reel them in. And, it appears to be paying off, with the number of A’s fan memberships doubling in a single year.Giles is pioneering a first-of-its kind membership program called A’s Access. Under the plan, fans buy packages of reserved seats for as few as 10 or 24 …last_img

first_imgSometimes you just have to grab fast food. Can you still eat a healthy meal if you do? Check out this helpful video for tips when eating out. Click the HD button to view in high-definition.Here are some links for other great information about eating healthy and losing weight::Health Risk AssessmentsHealth CalculatorsWeight Loss Care GuideYou can also click here for a transcript of this video.Page Love, MS, RD, LD, a leading expert on sports nutrition and eating disorders, is president of Nutrifit Sport Therapy, Inc. Reach her at [email protected] Date:7/9/2008Reviewed By:A.D.A.M. Editorial Team: David Zieve, MD, MHA, Greg Juhn, MTPW, David R. Eltz.last_img

first_imgTagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Atletico Madrid coach Simeone coy over move for Chelsea striker Morataby Carlos Volcano9 months agoSend to a friendShare the loveAtletico Madrid coach Diego Simeone is coy over talk of a move for Chelsea striker Alvaro Morata.Atletico are now regarded as favourites to sign Morata, though they only want to take him on-loan.Asked about the reports, Simeone stated: “Morata? I do not think about players who are not with us. “I think of those who can give me solutions before Girona, it is my only concern.”Along with Atletico, Morata is also interesting Barcelona. last_img