first_imgEuropean chilled convenience food group Uniq has announced increased losses for the six months to 30 June 2009, despite comments from the firm that it is progressing well.The supplier of sandwiches to Marks & Spencer (M&S) reported a pre-tax loss of £12.8m compared to £2.6m for the comparable period last year. Revenue from continuing operations stood at £141.1m, down from £143.4m in 2008.The firm Uniq is currently in the process of restructuring the company. In March this year, it set out a plan to transform the group in 2009 by returning its UK arm to profitability and either to exit or find joint venture partners for its Continental business. It recently won an extra £15m per annum of sandwich business with M&S, which it said would start to contribute to the figures in the second half of the year.Chief executive Geoff Eaton commented: “We set ourselves a challenging agenda for 2009 and I am very pleased with our progress.“I believe we are on track to complete the transformation of the group to a UK-focused business by the end of the year, and remain confident that we can deliver results in line with our expectations,” added Eaton.Among its highlights, Uniq said, was the agreed €73m (£61.8m) sale of its French business, which forms part of its plan to focus on its UK arm.In the trading statement, the company said consumer trading had been down across the board in 2008. However, it has brought its UK business near to break-even point, having reduced the decline in sales from 4.2% in the second half of 2008 to 1.6% in the first half of 2009; it reduced the level of loss by £1.3m to £0.5m.last_img read more

first_imgToday, founding Grateful Dead guitarist Bob Weir has announced a 19-date fall tour with a new project, Bob Weir and Wolf Bros. According to the announcement, Bob Weir and Wolf Bros will see Weir “exploring songs of the Grateful Dead and more in a trio setting” along with a pair of seasoned collaborators, drummer Jay Lane (Furthur, RatDog) and legendary musician, producer, and current Blue Note Records president Don Was. The announcement of this new project and tour come on the heels of the news that Dead & Company‘s upcoming performances at LOCKN’ will be the band’s final shows of 2018.The tour will kick off in Reno, NV on October 16th and make stops in various markets across the country, including shows in Los Angeles, CA; Santa Barbara, CA; Portland, OR; Seattle, WA; Missoula, MT; Salt Lake City, UT; Albuquerque, NM; and Denver, CO. Following a Halloween night performance at The Chicago Theatre in Chicago, IL, Bob Weir and Wolf Bros will continue eastward, stopping in Nashville, TN; Louisville, KY; and Syracuse, NY before a two-night stand at Port Chester, NY’s storied Capitol Theatre (11/9–11/10). Finally, the tour will close with a run of four more northeast shows, including stops in Washington, D.C.; Philadelphia, PA; Boston, MA; and a tour-closing performance at New York City’s Beacon Theatre (11/18).To ensure you get tickets in your hands directly, Verified Fan Registration will be available for all tour dates beginning today through this coming Monday, August 6th at 5 pm Eastern Time. Supplies are limited, so register now to get access to pre-sale tickets. Register here for Bob Weir and Wolf Bros Ticketmaster verified fan presale here.You can check out a full list of the upcoming Bob Weir and Wolf Bros dates below. We can’t wait to hear this new project from some of our favorite musicians on the planet!Bob Weir and Wolf Bros Upcoming Tour Dates10/16 – Reno, NV – Grand Sierra Resort and Casino10/18 – Los Angeles, CA – The Theatre at Ace Hotel10/20 – Santa Barbara, CA – Arlington Theatre10/22 – Portland, OR – Keller Auditorium10/23 – Seattle, WA – Moore Theatre10/24 – Missoula, MT – Wilma Theatre10/26 – Salt Lake City, UT – Eccles Theater10/27 – Albuquerque, NM – Kiva Auditorium at the Albuquerque Convention Center10/29 – Denver, CO – Paramount Theatre10/31 – Chicago, IL – The Chicago Theatre11/5 – Nashville, TN – Ryman Auditorium11/6 – Louisville, KY – Palace Theatre11/8 – Syracuse, NY – LAndmark Theatre11/9 – Port Chester, NY – Capitol Theatre11/10 – Port Chester, NY – Capitol Theatre11/12 – Washington, DC – Warner Theatre11/13 – Philadelphia, PA – The Fillmore11/16 – Boston, MA – Boch Center Wang Theatre11/18 – New York, NY – Beacon TheatreView All Tour Dateslast_img read more

first_imgThe Heroes Program celebrated its 2nd Anniversary at its reception last week at Dell Technologies World. We brought together over 400 partners at the Rockhouse, representing all the regions, to celebrate this amazing program which has trained partner solution architects around the world. At this fun filled reception we had a raffle draw giving away drones, Bose headphones and speakers, and a Microsoft gifts to our lucky partners. The Heroes Reception gave our partners a chance to network and take a break from the intensity of Global Partner Summit on its final day. Our partner heroes were joined by their counterparts (Super Man, Batman, and Wonder Woman) to celebrate the culmination of another successful year for the program.We were joined by Chad Sakac from Pivotal and Dell EMC executives Joyce Mullen, Cheryl Cook, John Byrne, KC Choi, Dan O’Brien, and Matt Dunfee. They spoke about the importance of our partners to Dell Technologies as whole and the support and training that the Heroes Program provides to our partners where they live and work.Our partners were treated to a keynote speech by the co-founder of Kubernetes, Craig McLuckie, who spoke about the emerging technology that Kubernetes is at the forefront of. He spoke of the technological changes coming to IT, notably automation and how that links to the digital transformation which is happening right now.This year the Heroes Program ran a Use Case Contest to find wins from our partners, where they enabled their customers to solve business and societal problems using Dell Technologies-based solution and their services. At this reception, we recognized our submitters and we announced the grand prize winner – Neeba Merin Thomas from Northstar Solutions. They were able to deploy ECS for their customer Emaratech to manage passenger data at the Dubai Airports. By deploying a Dell Technologies Solution, they reduced response time and total cost of ownership/overhead and created a flexible software defined architecture. Congratulations to Neeba for winning the $1,500 MyRewards Prize!While Dell Technologies World has come to a close for another year, we want to remind you that Q2 is just getting started, and we will be holding many more Heroes Exchange events. These include live events where our partners live and work and webinars that are accessible from anywhere in the world.The Heroes Program is a foundational program that prepares our Partner SEs to represent Dell Technologies as best as possible to customers around the world, but it takes YOUR participation for the Heroes program to be successful!last_img read more

first_img The show is a production of the University of Georgia College of Agricultural and Environmental Sciences and PFC Holding Company. The Georgia Gardener is a show designed specifically for Georgians. It airs at 7:30 p.m. Thursdays and 10 a.m. Saturdays on GPTV. It’s a three-step process. Reeves shows how to (1) fertilize, to stimulate new growth and new flowers; (2) deadhead, to remove faded flowers and encourage more blooms; and (3) replace weak plants and replace them with healthy ones. Annual flowers make summer more beautiful, but they need a little help to look their best. On “The Georgia Gardener” Aug. 5 and 7, host Walter Reeves shows a simple approach to making the most of your summer annuals.center_img Finally, Reeves visits a beleaguered Burford holly and finds a dramatic problem with insect pests. And sometimes, he says, the solution to such attacks isn’t easy. Reeves also talks with Hank Bruno, trails manager at Callaway Gardens. Bruno shows how to get a drooping azalea limb to make a whole new plant the easy way.last_img read more

first_imgFor more information, call Estes Reynolds at (706) 542-2574. Or e-mail him. Ironically, the Sept. 11 terrorist attacks forced the cancellation of a Sept. 13-14 workshop on a topic the attacks made even more important to shoppers: food safety. The workshop has been rescheduled. The American Meat Science Association’s “Improving Your Sanitation Program” for meat and poultry processors will now be Nov. 29-30. It’s set for the Georgia Center for Continuing Education on the University of Georgia campus in Athens, Ga.The two-day, comprehensive workshop will begin at 7:45 a.m. Nov. 29. It will fill two full days with timely classes, ending around 5 p.m. Nov. 30. The comprehensive course was developed in cooperation with Virginia Tech and UGA food scientists.The course is designed for anyone responsible for meat or poultry processing plant sanitation, including quality control supervisors, HACCP coordinators, plant engineers and production managers.A $395 fee covers the course materials, a reception Thursday evening, two luncheons and refreshment breaks. Preregistration is required before Nov. 16. Just get a form off the Web and fax it to (706) 542-9066.last_img read more

first_imgUniversity of GeorgiaExperts from across the Southeast will share their knowledge Dec.5-6 during the annual Turfgrass Institute and Trade Show at theGwinnett Civic and Cultural Center in Duluth, Ga.This year’s event includes many educational opportunitiesfeaturing some of the turf industry’s top speakers. The leadingcompanies will also be on hand at the institute’s trade show.University of Georgia scientists will present workshops on:* Integrated pest management for ornamentals and turf.* Weed management in tall fescue and zoysia grass.* Management and history of sand-based root zones.* Organic, natural or integrated pest management.* New products and technologies.* The nuts and bolts of turfgrass fungicides.* Basic turfgrass management for Hispanic employees.* Pesticide storage and handling.Scientists from Mississippi State University, the University ofArkansas and Emory University will share their expertise, too.The institute includes a trade show with exhibits from more than50 turf-related companies and associations, with silent auctionseach day. The trade show will also include appearances by theAtlanta Falcon cheerleaders.The cost to attend both days is $180 ($130 for Georgia TurfgrassAssociation members). After Nov. 10, it’s $230 ($180 for GTAmembers) for both days.One-day fees are $140 ($90 GTA), or $190 ($140 GTA) after Nov.10. The fee for the trade show and luncheon only, for either day,is $20 ($15 GTA) or $25 ($20 GTA) after Nov. 10.For more on the Turfgrass Institute and Trade Show, or to signup, call (800) 687-6949. Or e-mail the GTA office [email protected] A program of the event can also be downloadedat www.turfgrass.org/PDF/Attendee_Registration.pdf.GTA presents the institute in cooperation with UGA and 11turf-related associations.last_img read more

first_img“The personal loan is hip again…” or so says Laura Alix in her recent American Banker article, “We’re not kidding: the personal loan is back.” The article explains that use of unsecured personal loans is on an uptick, especially among millennials, who in 2015 “took out fewer mortgages and credit cards and relied more heavily on personal loans and auto loans.” The writer’s conclusions are based on a study by TransUnion, which also recently revealed that consumers tend to pay their unsecured personal loans first, even before mortgages and car loans.  TransUnion included unsecured personal loans in its study for the first time since it began analyzing payment behaviors in 2010. The reason? The meteoric growth in the number of these types of unsecured loans, facilitated largely by the influx of online lenders and Fintech firms.Many financial institutions—ranging from large institutions like Suntrust, TD Bank and Fifth Third to community institutions like Pinnacle Bank in Georgia, The Fauquier Bank in Virginia and FMB Bank in Florida—have capitalized on the favorable market conditions by offering unsecured personal loans from their company websites.While many financial institutions have given up on smaller consumer credit due to lack of efficiencies, compliance risks and the cost of adverse action denials, financial institutions that have embraced digital lending technology have seen positive loan growth according to a Moebs Services study… and here’s why:Digital technology—which allows members to apply for and be approved for loans in just minutes, any time, from their computers or smart devices—makes the lending process efficient, profitable and a highly appealing way for members to interact with your credit union. The experience. Mobile-focused consumers, especially millennials, demand a positive digital experience in dealing with their financial institutions. According to TransUnion, consumers like the anonymity of applying for a loan online, not to mention the ease of uploading documents and e-signing. This digital connection is so important, in fact, that 38% of consumers say they have reduced how often they bank somewhere due to a poor digital experience, according to an MX Consumer Survey.Existing member base. More than seventy percent of consumers at the average financial institution have no non-mortgage loans at the institution, yet they hold nearly $10K in unsecured credit elsewhere. Credit unions can re-capture this lost loan revenue by appealing to their established member base–using the credit union’s own documented compliance standards–with digital personal loans. Efficiency. Credit unions can compete with online lenders and other credit sources by adopting an end-to-end technology solution that automates the entire loan process, from application and underwriting to set up, review and renewal. This automation can reduce the cost of processing and managing a loan from approximately $2,400 to $200 or less. A Banking Exchange article reported that institutions using this technology “have seen what nonbank lenders are doing and adopted it—namely moving away from traditional underwriting methods to using decisioning software.” Is your credit union ‘hip’ to offering personal digital loans? Watch the video, “Digital Lending 101” to learn more. 45SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Trevor Knott Trevor Knott is a strategic marketing veteran who has spent much of his 20-year career developing marketing and distribution products and services for top-tier banks and suppliers to the banking … Web: www.bsgfinancial.com Detailslast_img read more

first_imgMore than 50,000 Indonesians will worry less than the rest of us about COVID-19, because they have already contracted and recovered from the disease. While the numbers of infections and deaths keep rising as the pandemic shows no signs of letting up, so too does the number of people who have coveted antibodies.As of Thursday, 55.7 percent of all Indonesians confirmed as COVID-19 positive have been cleared of the infection, according to National COVID-19 task force spokesperson Wiku Adisasmito.That figure is up from fewer than 4 percent in March, as the recovery process typically takes several weeks. The task force also reported that the national fatality rate had gradually decreased, while the absolute number of daily deaths was fluctuating.At first, the average COVID-19 death rate in the country was 4.89 percent in March and it increased to 8.64 percent in April, Wiku said. However, it began to decline to 7.66 percent in May and to 5.56 percent in June.The highest maximum death rate within a month was reported in April with 9.5 percent. In July, the maximum death rate decreased to 5.08 percent, while the average death rate was 4.86 percent. “We are close to the world’s average death rate, which is 4.2 percent,” said Wiku.As of Friday, the official COVID-19 death toll made public by the government stands at 4,665 after the Health Ministry reported 89 new deaths.Read also: Sinovac COVID-19 vaccine to undergo Phase III clinical trials in BandungWiku said the declining death rate was made possible by better COVID-19 case management in hospitals and more health workers having adequate knowledge of COVID-19 handling.Indonesia now has 23,519 isolation rooms and 188,510 isolation beds in 839 COVID-19 referral hospitals across the country, according to the task force’s data.Despite what the government described as encouraging developments regarding the COVID-19 situation, Wiku asserted that the public should remain disciplined by complying with health protocols.“Let’s remind each other to wear masks and wash our hands regularly. COVID-19 cases are still found in public places, tourist attractions and other places where crowds are present,” he said.Topics : “We must be optimistic but remain vigilant. If patients under self-isolation see their condition worsen, they should immediately go to the hospital before it’s too late,” Wiku said in a press briefing on Friday.The daily number of recovered patients saw increasing trend over nearly the past two weeks. For instance, Wiku said, the government’s data recorded 878 new recoveries on July 10 and the number had increased to 1,909 on July 23. The highest one-day increase was recorded on July 19 when 2,133 patients were declared to have recovered.The official tally of COVID-19 infections in the country stands at 95,418 cases as of Friday, with the government reporting 1,781 new recoveries, bringing the total of recovered patients to 53,945.Read also: MPR speaker worries as govt stops broadcasting daily virus updateslast_img read more

first_imgApr-18 Consultancy firm LCP, which advised the Littlewoods trustees, said the deal would help to improve the scheme’s funding position as well as helping to reduce its downside risks. PIC Marks & Spencer 450 The trustees of the Littlewoods Pensions Scheme (LPS) have sealed an £880m (€1bn) pensioner buy-in deal with Scottish Widows in the latest sign of an increasingly buoyant bulk annuity transfer market.Under the terms of the transfer, the risks associated with 60% of the scheme’s liabilities have passed to the Edinburgh-based life insurance and pension company, which will now provide a monthly income to the trustee on behalf of the fund’s approximately 7,000 members.The move represents Scottish Widows’ largest bulk annuity transfer to date. So far the insurer has completed 17 deals, accounting for more than 25,000 pension scheme members.Colin Thwaite, chairman of the trustees for the scheme, said: “The attractive pricing of the transaction has closed the gap to being fully funded and further reduces the risk profile of our investments to meet members’ pensions.” Buy-in Prudential Longevity swap May-18 Rothesay Life Aviva Sea Containers 1983 Scheme 150 May-18 Post Office Rothesay Life Feb-18 Unnamed scheme L&G Rothesay Life Toshiba Buy-in Buy-in Feb-18* Marks & Spencer 140 Feb-18* Mar-18 Buy-in Feb-18* Credit: Ben Sutherland Littlewoods was broken up in 2004 and is now part of Shop Direct“Our role as specialist adviser is to get the focus of insurers who are choosing where to allocate their best pricing,” said David Stewart, partner at LCP.  “The pricing negotiated surpassed the trustee’s original expectations and moves them significantly forwards towards full de-risking.”More than £19bn of bulk annuity transfer deals, longevity swaps, buy-ins, and buyouts have been struck so far this year, according to JLT Employee Benefits. The figure is fast approaching the total £21bn worth of transactions realised in 2017. A decade ago approximately £8bn was transferred, with the market peaking in 2014 at £34bn.This year’s tally was boosted significantly by Rothesay Life’s £12bn acquisition of part of Prudential annuity book in the first quarter.There has also been a series of transfers in excess of £1bn struck in the early months of 2018, including the £2bn National Grid Electricity Group longevity swap with Zurich and Canada Life Re; and the £1.4bn Marks and Spencer buy-in deal, which was split between Aviva and Phoenix.JLT said that the average transfer size had also risen since 2017. “Deals executed last year ranged from £100m-£900m, with no individual transaction exceeding £1bn,” the company said.“Current insurer pricing is providing an attractive entry point for schemes across the market, with improving funding levels and rising sponsor interest feeding trustee demand.”Transactions announced in 2018: Bulk annuity back book Kingfisher PIC National Grid Electricity Group PPF+ Feb-18 WPP (five schemes) Aviva Buyout 2,000 Source: JLT Employee Benefits* Although announced in February 2018, transactions marked with an asterisk traded in the second half of 2017 May-18 475 DateScheme / FirmInsurerSize (£m)Type of transaction 209 Zurich/Canada Life Re 12,000 170 925 Phoenix Buyout 190 PPF+last_img read more

first_imgJapanese oil and energy companies Showa Shell Sekiyu and Idemitsu Kosan have reached an agreement to combine their very large crude carriers (VLCCs) as part of the companies’ merger arrangements.Under the deal, the parties would jointly operate some 20 VLCCs, with loadings scheduled to start after May 2017.The agreement includes sharing vessel positioning of all ships, as well as lending and borrowing of VLCCs between the parties.The companies would also jointly work on bunker fuel procurement as part of the alliance, to be called Brighter Energy Alliance.Signed on May 9, the deal was entered into as the business environment surrounding the companies “is becoming more challenging.”“We will form the alliance as equal business partners, and extensively deepen our business collaboration while restarting or accelerating the processes for the integration,” the parties said.The alliance would focus on optimization of crude oil purchase and transport, production planning, interchange of finished products and intermediate products, and improvement of efficiency of logistics network.last_img read more